We provide buy and hold
strategies, with periodic balancing utilizing low-cost, no-load index
mutual funds and exchange-traded funds (ETFs). Our systems attempt to
capture the returns of well-defined asset classes that have historically
provided adequate returns for the risks undertaken. We strive to
provide for every investor an appropriate asset allocation plan that
utilizes diversified and, to the extent feasible, low-correlated asset
classes without attempting to time the market.
We attempt to maximize the
number of diverse asset classes in our various portfolios so they will
include U.S. and international equity and fixed income funds, as well as
alternative asset classes to achieve both diversification and create the
opportunities for meaningful rebalancing.
Our fees are as follows:
One-time $200.00 initial consultation
One-time fee of 0.5% of assets placed
under management for initial investment strategy implementation.
This fee covers the first quarter.
Annual management fee (beginning in the
second quarter) is determined as follows:
1.0% per year
on the first $500,000, plus
0.8% per year on balances from
$500,000 to $1,000,000
0.6% per year for balances in
excess of $1,000,000
The above rates are subject to a minimum quarterly fee of $250.